Carl Berger, President & CEO, has more than Fifty years of experience across all categories of financing, with a strong focus on Tax Exempt Bonds, Economic Development Authority Loan Programs and Small Business Administration Loan Programs for a wide variety of Tri-State area companies. CBA specializes in Creating, Coordinating and Facilitating Custom Financing Options for our Clients. Carl Berger was the Founder, President and member of the Board of Directors for two respected New Jersey Banks. Carl has consulted for many institutional, private clients and for 501 C3 Non for Profit organizations. Carl works on a variety of financial assistance loan programs from State, Federal and Private Funding Organizations. Since 1978, Carl has helped thousands of Companies obtain low cost interest rates, governmental sponsored economic development authority loan programs, grants and incentives & credit enhancements and loan guarantees. Carl has helped to create Economic Development in Urban Targeted Municipalities through the State of New Jersey & helped to create thousands of new employment for unskilled, semi-skilled, skilled, minority and economic disadvantaged workers, who in the most part reside in a targeted municipality.

David A. Berger, Chief Financial Consultant, has more than 20 years of experience across all categories of financing, with a strong focus on Tax Exempt Bonds, New Jersey, New York & PA economic Development Authority Loan Programs and Small Business Administration (SBA) 7(a) & 504 Loan Programs for a wide variety of Tri-State area companies and 501c3 Non Profit & Private / Independent Schools. David has helped these companies & 501c3 Non Profits & Private & Independent Schools, obtain low interest rates, governmental sponsored Loan programs, NJ/NY & PA economic development authority loan programs, Small Business Loan Programs Federal & State grants and incentives & credit enhancements and loan guarantees. Current loan options include a 10% down payment and interest rates as low as 3.50% for the following use of proceeds: -Line of Credit -New Construction, -Acquisition of Land & building, -Renovations and Expansions, -Refinance of Existing Corporate Debt, -Working Capital & Term Loans,- Mergers & Acquisitions of Existing Businesses, -Accounts Receivable Financing (Borrowing Base Formula & Purchase Order) -1031 Exchanges & Reverse 1031 Exchanges, – Workout & Bank Forbearance Specialists David draws upon a wealth of financial experience from his time with 2 Fortune 500 companies: Prudential Life Insurance Company, Newark, NJ and American Telegram & Telephone, Bedminster, NJ. David is an Advisory Board Member of several area financial institutions.