CBA

Carl Berger Associates, Inc.

Helping Businesses obtain commercial financing

2017 Recent Successes

$18,200,000

School
Brooklyn, NY

$10,000,000

Manufacturer
Wayne, NJ

$9,000,000

Manufacturer
Piscataway, NJ

$7,000,000

School
Brooklyn, NY

$6,000,000

School
Brooklyn, NY

$4,850,000

School
Brooklyn, NY

$4,500,00

Manufacturer
Paterson, NJ

$3,600,000

Manufacturer
Piscataway, NJ

$3,000,000

Manufacturer
Sayerville, NJ

$1,160,000

Retail
Wallington, NJ

About CBA

Founded in 1978 by Carl Berger, CBA Financial Inc. has become a leader in the commercial loan industry. The financing experts at CBA specialize in creating, coordinating and facilitating custom financing options for our clients. We have extensive knowledge and experience with government sponsored loan programs, grants and incentives from agencies such as the Small Business Administration (SBA) and the New Jersey Economic Development Authority (NJEDA) which helps us to create innovative, favorable financing packages at the best possible rates.

Our strength lies in our experience and our commitment to our clients.  If you are considering commercial financing, contact the experts at CBA to discuss your options.

Carl Berger, President & CEO

David A. Berger, Chief Financial Consultant

Our strength lies in our experience and our commitment to our clients.

The financing experts at Carl Berger Associates bring more than 40 years of experience to the table. Our experience with all aspects of commercial financing combined with our specific expertise with government-sponsored economic programs enables us to provide our clients with unparalleled access to unique financing solutions.

Professional Affiliations

Tri-State Banks

TD Bank

Bank of Princeton

Two River Community Bank

Fulton Bank

Provident Bank

Summit Bank

Sovereign Bank

Independence Bank

CapitalOne Bank

Sun National Bank

Bank of America

Fleet Bank

Associations

International Economic Development Council (IEDC)

Northeast Economic Developers Association (NEDA)

Economic Development Association of New Jersey (EDANJ)

Our Services

Our services include creating and implementing custom financing packages for the following use of proceeds:

  • New construction
  • Lines of Credit
  • Acquisition of land & building
  • Renovations and facilities expansion
  • Real estate investments
  • Leasing of machinery and equipment
  • Restructuring of existing corporate debt
  • Working capital & business expansion
  • Mergers & acquisitions of existing businesses
  • Accounts receivable financing
  • Workout & bank forbearance agreements
  • And more…

For over 40 years, CBA has been helping clients in the following industries

  • Manufacturing
  • Warehouse distribution
  • Import/export
  • Retail
  • Trucking & transportation
  • Education (private & independent schools)
  • 501(c)(3) Non-Profit organizations
  • Healthcare facilities (nursing homes & assisted living)

REQUEST A CALL BACK

Telephone: 973.256.5330
Location: 17 Furler St, Totowa, NJ 07512

Need financing help? Contact us! CBA will determine your eligibility, qualification level and let you know what your options are. We look forward to being of service to you.

Carl Berger, President & CEO, has more than Fifty years of experience across all categories of financing, with a strong focus on Tax Exempt Bonds, Economic Development Authority Loan Programs and Small Business Administration Loan Programs for a wide variety of Tri-State area companies. CBA specializes in Creating, Coordinating and Facilitating Custom Financing Options for our Clients. Carl Berger was the Founder, President and member of the Board of Directors for two respected New Jersey Banks. Carl has consulted for many institutional, private clients and for 501 C3 Non for Profit organizations. Carl works on a variety of financial assistance loan programs from State, Federal and Private Funding Organizations. Since 1978, Carl has helped thousands of Companies obtain low cost interest rates, governmental sponsored economic development authority loan programs, grants and incentives & credit enhancements and loan guarantees. Carl has helped to create Economic Development in Urban Targeted Municipalities through the State of New Jersey & helped to create thousands of new employment for unskilled, semi-skilled, skilled, minority and economic disadvantaged workers, who in the most part reside in a targeted municipality.

David A. Berger, Chief Financial Consultant, has more than 20 years of experience across all categories of financing, with a strong focus on Tax Exempt Bonds, New Jersey, New York & PA economic Development Authority Loan Programs and Small Business Administration (SBA) 7(a) & 504 Loan Programs for a wide variety of Tri-State area companies and 501c3 Non Profit & Private / Independent Schools. David has helped these companies & 501c3 Non Profits & Private & Independent Schools, obtain low interest rates, governmental sponsored Loan programs, NJ/NY & PA economic development authority loan programs, Small Business Loan Programs Federal & State grants and incentives & credit enhancements and loan guarantees. Current loan options include a 10% down payment and interest rates as low as 3.50% for the following use of proceeds: -Line of Credit -New Construction, -Acquisition of Land & building, -Renovations and Expansions, -Refinance of Existing Corporate Debt, -Working Capital & Term Loans,- Mergers & Acquisitions of Existing Businesses, -Accounts Receivable Financing (Borrowing Base Formula & Purchase Order) -1031 Exchanges & Reverse 1031 Exchanges, – Workout & Bank Forbearance Specialists David draws upon a wealth of financial experience from his time with 2 Fortune 500 companies: Prudential Life Insurance Company, Newark, NJ and American Telegram & Telephone, Bedminster, NJ. David is an Advisory Board Member of several area financial institutions.